Composable origination — now a reality for financial services

Breakthrough digital products, delivered faster and easier than ever thought possible.

Rectangular card featuring video stills of individuals in an Emblem office setting

Innovation is the goal,
yet seemingly out of reach.

Your banking technology is critical — it’s also holding you back

Over time, legacy infrastructure becomes complex, data exists in siloes, and the word “flexible” no longer applies.

Processes become lengthy, eroding the customer experience

Workflows expand to a myriad of steps. Many are manual, and sometimes even involve a fax.   

The Blend Builder Platform:
Powering composable origination

Modular components for financial services

Builder Blocks provide all of the components of origination such as identity, income, decisioning, and pricing while integrating with your existing infrastructure. Total flexibility is now built in.

  • Composable & configurable
  • Consumer & banker functions
  • Purpose built from thousands of customer interactions
Workflows are optimized and fully automated

Design and orchestrate custom workflows in a low-code, drag and drop environment —with best practice templates to guide the way.

  • Low-code development environment
  • Configurable data models
  • Ready-to-use product, workflow, and integration templates

See the Blend Builder Platform in action

Explore how the Blend Builder Platform unlocks a new level of configurability, efficiency, and innovation for financial service providers.

Origination solutions built on the Blend Builder Platform

Meet the CB Suite

Deposit account and credit card solutions

Achieve primary financial institution status with Blend Deposit Accounts and drive cross sell with Blend Credit Cards.

Instant home equity, personal loans and vehicle loans

Shift home equity to self-driving mode with Blend Instant Home Equity and stand out from the crowd with Blend Personal and Vehicle Loans.

“We had already seen how the platform enabled product configuration, and the next natural step was to push the limits of that flexibility.”

Nick Iervolino

VP, Senior Channel Delivery Manager

BOK Financial


Accelerate innovation, differentiate products, and reduce cost.

Learn how you can establish Composable Origination.