Instant Home Equity

Unlock your customers’ home equity potential

Set the standard for home equity with an optimized and instant end-to-end software solution.

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An email communicates to a consumer that they are pre-approved for a home equity line of credit, a button sits underneath this text that reads "Accept Offer". A checklist of completed verifications – such as identity, income, and home value – sits slightly behind and to the side of the email, powering the pre-approval capability.

Exceed expectations with modern delivery

Within a home equity loan application, a consumer chooses "Debt Consolidation" from a grid of icons representing various financing needs. A resulting list of the consumer's accounts (two auto, one credit card) is shown to the right, allowing them to choose which to pay off.
Deliver personalized and proactive offers

Make the most of verified customer data to extend compelling, in-the-moment offers. Help borrowers understand and easily unlock their home equity potential.

Make applications a breeze

Leverage verifications, holistic customer profiles, data connectivity, and other dynamic features to give each borrower a unique, low-touch application experience.

Accelerate access to equity

Enable customers to reach their goals faster with rapid approvals, closings, and time-to-fund.

Within a home equity loan application, a consumer chooses "Debt Consolidation" from a grid of icons representing various financing needs. A resulting list of the consumer's accounts (two auto, one credit card) is shown to the right, allowing them to choose which to pay off.
A screen shows a consumer they are approved for a $150,000 home equity line of credit, and displays the introductory and variable interest rates underneath. Another screen sits slightly behind and to the side, containing a checklist of completed items: application, verification, and decisioning. Two smaller screens sit behind and to the side of this one, showing imported employment, income, and home value information.

Increase efficiency and close faster

A screen shows a consumer they are approved for a $150,000 home equity line of credit, and displays the introductory and variable interest rates underneath. Another screen sits slightly behind and to the side, containing a checklist of completed items: application, verification, and decisioning. Two smaller screens sit behind and to the side of this one, showing imported employment, income, and home value information.
Verify instantly

Bundle customer identity, income source, credit history, and home value (AVM) authentication in a fast, comprehensive process.

Approve customers faster

Built-in decisioning compiles and reviews data and automates follow-up tasks – all within one, agile platform.

Reduce delays with property insurance integrations

Instantly retrieve homeowners, title, and flood insurance policies to maximize home equity loan conversion.

Close quickly and flexibly

Embedded remote online notarization capabilities in applicable states keep the momentum going by giving borrowers the option to digitally review and sign documents.

Take your business to the next level with one-stop-shop digital home equity software

A consumer is informed on their mobile phone that they are approved for a home equity line of credit. Text bubbles containing various product capabilities sit grouped together nearby, powering the approval. These capabilities include: income verification, identity verification, title insurance, close, decisioning, and automated valuation model.
Accelerate time to market

No point solutions — key services are pre-integrated and available out-of-the-box so you can get to market quickly.

Reduce costs and increase competitive advantage

Protect your bottom line and reduce the cost of your HELOC origination.

Keep it simple

Technology should make your job less complicated, not more. Enjoy the convenience of an efficient, simplified tech stack that unifies digital and analog systems.

Make it yours

Our configurable platform enables you to create a home equity process that fits your unique needs.

A consumer is informed on their mobile phone that they are approved for a home equity line of credit. Text bubbles containing various product capabilities sit grouped together nearby, powering the approval. These capabilities include: income verification, identity verification, title insurance, close, decisioning, and automated valuation model.

“Blend has been an important part of the profitable growth across our mortgage and home equity lending products.”

Mark Shulman

Head of Consumer Lending, BMO Harris Bank
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“It’s huge for us to have mortgage and home equity loans on the same software platform.”

Julie Bowering

Vice President of Mortgage Lending, Elements Financial
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“We required a platform that provided an exceptional experience across our extensive product set and lending channels.”

Jason Howze

National Sales Manager for Mortgage Lending, Republic Bank
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