Homeownership is a deeply rewarding experience. Needless to say, applying for a mortgage loan is one of the most important financial decisions a consumer will undertake in his or her lifetime.

As we seek to harness the efficiencies of automation in mortgage lending, let’s build a system that actually preserves the interactive human touch points crucial to a successful mortgage origination.

Financial leaders like Antony Jenkins, the former chief executive of Barclays, are sending an urgent message: Wall Street and Silicon Valley have met, and fintech is here.

Rob Chrisman, mortgage industry vet and the driving force behind the popular Daily Mortgage News & Commentary email, spoke to us about the state of the mortgage industry’s views on innovation.

Casey Crawford, an American football player turned mortgage boss, says his corner of the US’s financial sector is ripe for automation.

The mortgage lending industry is still largely powered by technology that was first introduced before the 2000 dot-com bubble.

Huge Market + Underserved Industry = Astronomically Large Opportunity.

Due to the housing industry’s size relative to the rest of the economy, as well as its broader social implications, there has been a renewed emphasis on responsible lending and timely, accurate disclosures.

One of the most pressing problems that we are tackling at Blend centers around the sheer volume of data that goes into the creation of a mortgage application.

The job of a lender has never been easy. Enter the digital mortgage.

There’s been a huge amount of discussion recently about how consumer lending is quickly going digital.

Cloud adoption has reached critical mass, with roughly 90 percent of businesses employing its technology in some facet of their organization.

As product managers at Blend, our job is to define and build tools that reimagine lending for everyone involved.

Interview with Kelly Hofheins, VP of Member Experience at Mountain America Credit Union.

Here we are, well into Q2. Where are all the HELOC originations?

Today’s consumers are more empowered than ever in driving the mortgage process.

This is a story of how we assumed we knew what it took to be a pioneer of customer-focused lending – and how we were wrong.

Blend is embarking on the next step in our journey to deliver a frictionless home buying experience for consumers across America.

Blend is uniquely positioned to make a lasting impact on the technology that powers the industry.

Today, we’re excited to announce a new leap forward available to lenders everywhere: Blend Intelligence.

Consumer lending’s fast-moving landscape has the industry asking: What’s my biggest competition, and how can I prepare myself?

While technology has made great strides in democratizing access to information and transportation, the financial services industry has been slow to evolve and reach historically underserved populations.

Housing supply is at a 20-year low. At the same time, Millennials entering the market are fueling a strong demand for homes.

We are excited to announce that Blend is officially approved to supply asset verification reports for Fannie Mae’s innovative Day 1 Certainty™ program.

The U.S. housing market has faced an affordability crisis over the past couple of years, which is now becoming increasingly acute.

For decades, lenders faced a relatively straightforward — if not always easy — decision when it came to leveraging technology: buy it or build it.

It’s no secret that the mortgage process is broken.

In 2008, the financial crisis shook America. Ten years later, evidence of the crisis is visible across the lending industry — especially in today’s loan origination processes.

Talk to any industry expert today, and you’ll likely hear the term “margin compression.”

Interview with Joe Lamberti, vice president at Blue Hills Bank in Massachusetts.

Interview with Chris Kerr, a manager and originator at Elements Financial in Indiana.