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Blend Autopilot

Put pre‑underwriting on Autopilot

Review documents, calculate income, check guidelines, and generate follow-ups in seconds.

About half of borrower activity happens after business hours.

Autopilot works the file as information comes in, so progress doesn’t have to wait until 9 a.m.

Keep loans moving forward

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Review in seconds

Read documents, calculate income, and check guidelines as they come in.

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Resolve needs sooner

Surface what’s missing while borrowers are still engaged.

Send cleaner files downstream

Do the work upfront so underwriting has less to clean up.

Turn every new input into action.

ONE

Review every document

Read, classify, validate, and extract key data as documents arrive.

TWO

Calculate qualifying income

Apply the right rules and show the math behind every calculation.

THREE

Check the right guidelines

Validate each file against investor and lender-specific requirements.

FOUR

Resolve what’s missing

Generate targeted follow-ups and re-review new information automatically.

FIVE

Keep the file clean and moving

Update the file, clear resolved items, and surface what still needs attention.

Built for lending,
from borrower to underwriter

Autopilot combines AI with Blend’s lending context, workflows, and guardrails, built across millions of applications.

Lending context, built in
Applications, documents, borrower activity, and loan data are already connected.
Explainable and auditable
Every finding cites its guideline, and every action is logged.
Human judgment stays human
Autopilot assists with pre-underwriting. Your team makes the lending decisions.
Cleaner handoffs downstream
Borrowers get clearer requests sooner, and underwriters receive more complete files.

Frequently asked questions

Autopilot handles pre-underwriting work as information comes in, including document review, income calculation, guideline checks, borrower follow-ups, and application data updates. It supports both mortgage and home equity loans within the Blend platform.

Autopilot responds to activity on the loan, including application completion, document uploads, borrower responses, and AUS submissions, so work can begin before the file reaches fulfillment.

Autopilot can validate against Fannie Mae and Freddie Mac guidelines, as well as lender overlays and custom rules. Findings can include citations back to the applicable guideline.

You choose which capabilities to enable, which loan officers use Autopilot, how guidelines are applied, and whether certain actions happen automatically or are held for review.

No. Autopilot assists with pre-underwriting work but does not make credit decisions. Lending decisions remain with your team.

Borrower data is processed in real time and is not used to train foundation models. Autopilot follows the same security and compliance standards as the broader Blend platform.

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Ready to see Blend Autopilot in action?

Request a demo to see Autopilot keep loans moving with automated review and follow-ups.

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