Blend gets results
Up to 89%
Percentage of borrowers that submit applications started in Blend
Up to 67%
Year-over-year volume increase reported by loan teams
Up to 7 days
Total time trimmed from average loan cycle
- Personalized customer experience
Offer easy single sign-on (SSO) authentication and applications pre-filled with existing banking information on any digital device.
- CRM referrals
Acquire new customers with marketing efforts that convert at higher rates. Send automated, pre-filled Blend invitations straight from your preferred CRM.
- Loan Officer Landing Page
Easily refer customers to loan officer landing pages that promote individual LOs and give borrowers a welcoming start to the online application.
Application and approval
- Self-serve Pre-approval
Increase funding rates by delivering a low-touch, guided initial application and approval decision. Build customer confidence and reduce the likelihood of comparison shopping.
- Lender Pre-approval Builder
Quickly capture in-person or phone applications, run credit, select product and pricing, pull fees to estimate closing costs, run AUS, and generate pre-approval letters — all within Blend.
- Lender Co-pilot
Provide real-time assistance at any point during the application process. No matter where the applicant or loan officer may be, helpful guidance is available.
- Data connectivity
Allow borrowers to connect directly to their asset, payroll, and tax accounts. Connected assets are automatically eligible for both Fannie Mae D1C and Freddie Mac AIM.
- Investor-accepted asset statements
Eliminate tedious bank statement requests. Blend Generated Asset Statements are accepted by GSEs in lieu of account statements on Conventional, VA, and FHA loans.
- Income & employment verification
Reduce manual downstream work. Automatically initiate income and employment verification via The Work Number by Equifax® at the time an application is completed.
Conditions and document collection
- Loan Hub
Provide visibility into loan status and outstanding tasks. Applicants can complete conditions by connecting financial accounts, mobile document upload, and e-sign tools.
- Automated conditions
Analyze borrower data and documents to automatically detect issues and surface them at the time of application, reducing the number of processing and underwriting touches needed.
- Lender Follow-ups
Enhance team collaboration and borrower communication with a single dashboard for loan teams. Create custom and templated needs lists while managing all borrower requests.
- Home Insurance
Expedite time-to-close with a guided home insurance workflow. Help borrowers provide evidence of insurance, or if needed, enable them to shop for and buy a policy directly within Blend.
Easily capture electronic consent and digitally manage both initial and closing disclosures. Includes e-sign, compliance tracking, and integrations with LOS and document generation providers.
- Rep and warrant relief
Reduce the risk of repurchase. Blend loans are instantly eligible for Fannie Mae D1C and Freddie Mac AIM programs, providing verification of assets, income, and employment.
Integrations and APIs
Collect and transfer loan information, automate verifications, and deliver disclosures, all with minimal friction to your customers and supporting teams.
Capture leads, recapture abandoned apps, and provide a seamless path from lead to loan. Take advantage of automated pre-filled invites and two-way data sync between systems.
- Blend APIs
Create a holistic experience using Blend’s public APIs. Build powerful custom integrations that connect disparate systems and data sources.