Intelligence Spotlight: How much can lenders save per funded loan with Autopilot?

A funded loan that costs $9,901 to produce today costs roughly $9,108 with Autopilot. That is $793 back on every funded loan, and the production data shows exactly where it lands:

• Fulfillment labor reduction: $498 per funded loan, from fewer hands-on hours on every locked file.
• Pull-through lift: $276 per funded loan, from more applications making it to funding on the same overall spend.
• Carrying cost reduction: $19 per funded loan, from fewer locked days on the hedge and warehouse clock.

The pull-through figure is especially telling. Over a third of the savings comes not from cutting work but from converting more: when more of the applications a lender already paid for reach funding, fixed costs are split across more loans, so each one carries less. The same automation that cuts cost per file adds revenue per lender.

These savings estimates combine measured task-time reductions and conversion gains with bank and credit union cost baselines, using three months of live production data through July 2026. Because each component was measured separately, combined savings may differ.  

Want to see how these savings could apply to your cost baseline? Contact your account team to get started with Autopilot.

Source: Blend Autopilot Impact Report, May-July 2026. Measured task time and conversion gains applied to bank and credit union cost baselines. Components measured in isolation; combined totals may differ. Reflects activity on the Blend platform and may not represent the broader mortgage market.