Co-pilot

Application intake

  • Personalized customer experience
    Offer seamless borrower single sign-on (SSO) from any digital device to authenticate and pre-fill existing customer information.
  • Digital self-serve interface
    Easily guide customers through the personal loan or line of credit application process with our best-in-class user experience and responsive design.
  • Blend Workspace for Bankers
    Enable teams to send invites and prioritize applications. Our customizable pipeline view offers quick access to applications that need immediate review.
  • Co-pilot
    Provide real-time assistance to borrowers at any point during the application process.
KYC/AML verifications

Data collection and verification

  • Configurable collateral types
    Provide streamlined workflows for vehicle or account details for secured loan offerings.
  • Streamlined information capture
    Minimize customer friction and drop-off with an application optimized for conversion.
  • Income and employment verification
    Reduce manual downstream work. Automatically undertake income and employment verification at the time an application is completed.
  • KYC/AML verifications
    Configure risk rules, tolerances, and outcomes. Blend supports third party identity verification data sources and checks via a single integration point

Pre-approvals and stipulations

  • Real-time decisioning
    Provide consumers with pre-approvals and rates for their unsecured or secured personal loans or lines of credit in a single session.
  • Automating stipulation requests
    Analyze borrower data and documents in real time. Automatically detect and surface issues at the time of application, reducing the number of processing and underwriting touches required.
Online closing

Closing

  • Online closing
    Unlock the ability to complete the entire application process online by eliminating the need for contracts to be finalized in person.

Integrations

  • LOS integration
    Free up your technical teams and speed up time to deployment. Out-of-the-box integrations with key LOS systems and robust public APIs enable powerful custom integrations.