Personal Loans
Rise to the top of a crowded market
Stand out with an automated, digital-first application experience for unsecured and secured personal loans, lines of credit, and overdraft protection lines.

Faster approval
Faster approval
Real-time decisioning
LOS integration that delivers pre-approvals and rates in a single session.
KYC/AML verifications
Set risk rules, tolerances, and outcomes — supported by most major third-party identity verification data sources — through one integration point.
Online closing
Originate, communicate, and execute with device and channel of choice.
Give borrowers a smoother experience and increase pull-through
Give borrowers a smoother experience and increase pull-through
Easy applications
Pre-fill information for borrowers across all digital devices.
Self-serve verification
Income and employment is automatically verified with the submitted application.
Automated stipulations
Get from processing to underwriting with far fewer touchpoints with automation.
Engage borrowers with a personal touch
Engage borrowers with a personal touch
Tailored
Run and rerun decisioning throughout the application to create happy paths for prime borrowers, and more detailed data collection for non-prime borrowers.
Omni channel
Break down barriers between digital and in-person origination, and elevate service delivery across channels, from application start through the signing ceremony.
Click to convert
Leverage Blend’s deposit account solution to surface banking products to new customers, prefill data, and easily add additional products in a single session.
Easily lead borrowers every step of the way
Easily lead borrowers every step of the way
Guided experience
Borrowers are gently ushered through the loan process with an intuitive user experience.
Debt consolidation
Surface tradelines from the credit report, capture consolidated balances, and submit accurate loan structures to the decisioning engine or underwriter.
Pipeline view
See which applications that need immediate attention so you can deal with roadblocks as they come up.
Insight in your inbox
Subscribe for industry trends, product updates, and much more.