Personal Loans

Provide consumers with pre-approvals and rates through a seamless LOS integration.

Configure risk rules, tolerances, and outcomes. Blend supports most major third-party identity verification data sources and checks via a single integration point.

Allow borrowers to complete the entire process online by eliminating the need for in-person contract signing.

Enable borrower single sign-on and applications prefilled with existing financial information, all on any digital device.

Reduce manual downstream work. Automatically undertake income and employment verification when an application is submitted.

Detect and surface issues at the time of application, reducing the number of processing and underwriting touches required.

Present an offer for any consumer loan or deposit account directly within the application experience. Personalize offers based on application information, FICO score, and tradeline data.

Show bankers and consumers the same relevant product offers so bankers can seamlessly cross-sell in-branch and on calls.

Enable customers to claim their cross-sell offer for a credit card or deposit account in a few clicks with Blend’s “review and submit” feature.

Guide customers through the personal loan or line of credit application process with our intuitive user experience and responsive design.

Enable teams to send invites to borrowers and prioritize applications with a customizable pipeline view.

Provide real-time assistance to borrowers, supporting them throughout the self-serve application process when questions arise.