Credit Cards

Kickstart top-of-wallet relationships with an exceptional onboarding experience

Grow your credit card business with a streamlined application process and instant approvals.

Speed consumers from application through approval in one session

Personalized customer experience

Enable borrower single sign-on and applications prefilled with existing financial information, all on any digital device.

Digital self-serve interface

Give consumers the power to complete applications in minutes with an intuitive user experience.

Streamlined information capture

Minimize customer friction and drop-off with an application that only collects information you specify.

Deepen relationships with personalized, contextual experiences

Digital cross-sell offers

Present an offer for any consumer loan or deposit account directly within the application experience. Personalize offers based on application information, FICO score, and tradeline data.

Omnichannel cross-sell strategy

Show bankers and consumers the same relevant product offers so bankers can seamlessly cross-sell in-branch and on calls.

Expedited cross-sell conversion

Enable customers to claim their cross-sell offer for a credit card or deposit account in a few clicks with Blend’s “review and submit” feature.

Drive volume while adhering to your organization’s risk standards

Configurable credit card selection

Highlight rates, benefits, and terms for all of your credit card options, from rewards cards to balance transfer cards.

KYC/AML verifications

Configure risk rules, tolerances, and outcomes. Blend supports most major third-party identity verification data sources and checks through one integration point.