Underwriting Lead

United States Product

Blend helps lenders maximize their digital agility. Our digital lending platform is used by Wells Fargo, U.S. Bank, and other leading financial institutions to increase customer acquisition, improve productivity, and accelerate the delivery of any banking product across every channel. Through our software, we enable our customers to process an average of more than $5 billion in loans per day, helping consumers get into homes and gain access to the capital they need to lead better lives.


Blend is hiring a detailed mortgage underwriter that is passionate about making borrowers as well as industry professionals lives easier. This individual will collaborate with product and engineering teams as a subject matter expert in underwriting. 
How you'll contribute:
  • Leverage your deep industry expertise to underwrite loans.
  • Advise on key GSE and underwriting guidelines to ensure mortgage loan approvals meet lenders’ needs.
  • Review mortgage applications and documentation for accuracy and completeness.
  • Review and insure GSE & Lender requirements have been met on all conforming loans.
  • Perform a risk based review on all loans based on expected performance and ability to repay, aside from GSE specific requirements.
  • Underwriting review should contemplate Fraud and all “red flags” addressed or escalated as appropriate.
  • Compliance reviews that fall into the Underwriting purview must be accurately performed and escalated as required.
  • All loan decisions must be performed within the lender’s established SLA’s.
  • Perform other related duties as required and assigned.
Who you are:
  • You have more than 7 years of experience working as an Underwriter at a major lender or Tech company. 
  • You have strong written and verbal communication skills that enable effective cross-team collaboration and alignment on key objectives.
  • Your customer service and quality of work has been key in your success. 
  • You have a passion for improving financial technology and access across the country.
  • You thrive thinking strategically about complex business processes and their product implications.
  • You understand the details as well as the nuances of using Loan Origination Software Systems 
  • Proficient with automated underwriting systems and how LOS’s interact with DU and LP.
  • You are open to thinking outside the box while being flexible to new ideas.

Bonus Points!

  • You have experience working as an Underwriter across multiple, diverse lending institutions.
  • You have experience collaborating with product development teams.
  • You have worked in a underwriting quality function and/or assisted with User Acceptance Testing
  • You have a MLO license
Benefits and Perks: 
  • Meaningful equity and a 401(k) plan
  • Comprehensive health benefits
  • Wellness benefits covering a variety of wellness activities, gym memberships, fitness classes and more
  • Daily meal stipend during COVID-19 (lunch, dinner, snacks, and Pizza Fridays when working from the office)
  • 16 weeks of paid parental leave
  • Generous vacation policy, company-wide mental health days during COVID-19
  • Work from home office set up stipend and internet stipend during COVID-19
Blend is an equal opportunity employer that values diversity, inclusion and belonging. We do not discriminate on the basis of race, religion, color, national origin, gender, gender identity or expression, sexual orientation, age, marital status, veteran status, disability status, or any other characteristic protected by law. We will consider for employment all qualified applicants with arrest and conviction records in a manner consistent with applicable laws.
If you have a disability and you wish to discuss potential accommodations related to applying for employment, please contact Blend at (650) 550-4810 or hraccessibility@blend.com.

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